Jurnal de criză

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Si uite-asa criza se prelungeste

adiflorea1 — Mon, 07 Dec 2009 06:58:14 +0000

Daca ati crezut ca se termina odata cu alegerile prezidentiale, v-ati inselat.

Ne-am inselat.

Criza continua. Asteptam de la noul vechi presedinte cele mai noi reprezentatii comice de ignoranta. Iar de la opozitie asteptam aceeasi orbecaiala haotica.

Sa ne fie de bine,

Adi

Nu mai avem guvern

adiflorea1 — Wed, 14 Oct 2009 15:32:26 +0000

Oare cate tari se pot mandri cu o astfel de criza? Pe langa o cadere economica spectaculoasa, am ramas si fara guvern. E cea mai proasta perioada a Romaniei de la revolutie si pana acum… Va simtiti cu ceva responsabili?

Se pare ca nu se termina curand

admin — Thu, 08 Oct 2009 08:37:24 +0000

jurnaldecriza.ro ramane de actualitate.

Chiar daca la inceputul verii parea ca nu mai are sens sa vorbim atata despre cum ne afecteaza criza, iata ca partea cea mai rea a crizei nu a venit inca. Asa ca vom continua!

Va asteptam sa povestiti in fapte si cifre ce s-a mai intamplat in ultimele luni. Acum putem spune ca avem experienta in criza, nu?

Jurnalul unei noi afaceri – ep.6

hiperbol — Tue, 26 May 2009 17:59:08 +0000

A trecut ceva vreme de la ultima postare.

Proiectele merg inainte: pana la sfarsitul lunii vom avea versiunea alpha a toolului online la care lucram. Din acel moment il vom testa impreuna cu cativa potentiali clienti. Daca testele merg ok, il lansam. Evident ca exista deja dezvoltari la care ne gandim. Vor fi abordate pas cu pas si speram noi ca se vor autofinanta.

Ca mod de lcuru, intrucat suntem doua echipe cu membrii raspanditi in 3 orase si 2 continente , am ales SCRUM, un instrument de project management flexibil si usor de folosit. Ne auzim in medie la 2 saptamani in conferinte pe Skype si salvam discutiile. Toate ideile sunt pastrate pe Google groups. Ne gandim ca in momentul in care finalizam prima etapa si lansam produsul, sa facem si un istoric al acestei colaborari pe care sa-l detaliem intr-un blog.

Cam acestea ar fi informatiile la zi despre proiect. Vom reveni curand cu noutati

Criza de incredere

Cristina — Thu, 23 Apr 2009 07:35:49 +0000

Scrie Cristina despre ea aici, citandu-l pe Yorgos Ioannidis, CEO Romtelecom.

Oare cum putem iesi din acest cerc vicios?

Sinteza pe piata de training

adiflorea1 — Thu, 16 Apr 2009 11:01:53 +0000

O analiza foarte interesanta a pietei de training in criza. Feicitari Liviu!

http://www.wall-street.ro/slideshow/Companii/62986/Criza-a-muscat-serios-din-afacerile-firmelor-de-training-in-primul-trimestru.html

Clasa a 4-a, mai scumpa

adiflorea1 — Tue, 14 Apr 2009 08:24:56 +0000

O decizie cel putin ciudata in contextul crizei: Scoala Europeana Bucuresti mareste tariful cu 25%. Adica de la 520 EUR la 650 EUR pe luna.

Motivatia? Neclara. La prezentarea proiectelor care justifica cresterea nu s-a prezentat nici un proiect, ci s-au balmajit niste explicatii confuze despre costuri mari, insuficienta banilor, plata profesorilor, etc.

Ce e cel mai interesant e momentul ales pentru aceasta crestere. Nu am reusit sa gasesc nici un parinte care sa nu fie afectat de criza economica. Si totusi directoarea scolii a ales sa nu-i pese. Nici de parinti, nici de promisiunile facute la inscriere (pretul nu va creste peste inflatia anuala). Raspunsul standard la protestele parintilor este: nu-ti poti permite, pleaca!

Asta e, criza nu ne face pe toti mai atenti la pastrarea clientilor, viata bate orice teorie de Customer Care.

Jurnalul unei noi afaceri – ep.5

hiperbol — Mon, 13 Apr 2009 10:54:21 +0000

Ei bine, evenimentul s-a intamplat. Lunea trecuta am redactat hartia. Dupa fix 9 ani, experienta orange ia sfarsit. De pe 22 aprilie sunt freelancer

Despre business acum: lucram la 2 proiecte care vor putea fi conectate la un moment dat. Un tool on-line si un site de cronica. Mai multe detalii voi da in momentul in care sunt gata. Suntem secretosi ) Am pastrat tacerea atata vreme pentru ca trecem unii (partenerul de proiect) prin diverse transformari iar altii (adica noi) prin ultimele pregatiri administrative.

Ce ne da de gandit in acest moment este ordonanta referitoare la impozitul forfetar pt microintreprinderi. Mi se pare absurd sa pui in aceeasi oala start-up-urile cu companii neperformante (pentru care zic ei ca se justifica masura luata), cel putin in primele luni de existenta. In alta ordine de idei, sugrumarera initiativei private in momente de criza nu dovedeste decat lipsa totala de viziune economica. Boala grea de care sincer m-am saturat sa vad cati manageri/leaderi sufera…

Despre criza – banci si dobanzi bancare

irina_liana — Sun, 05 Apr 2009 21:49:41 +0000

Cine are impresia ca bancile se vor gandi mai mult la clientii lor in contextul finantarii de la FMI – scazand dobanzile la credite- se inseala- zic eu. ING a redus dobanda la creditele ipotecare in EUR cu 0.25%, dupa reducerea dobanzii de catre BCE cu acelasi procent. Probabil asta ii face pe cei mai multi sa creada o asemenea ipoteza. Chiar de curand, insa, cei de la agentia de evaluare financiara Moody’s au scazut rating-ul unor banci austriece binecunoscute- si care detin active importante la noi in tara.
Asta se intampla de obicei datorita faptului ca s-au dat credite prea usor in incercarea unei banci de a-si mentine cota de piata, credite care au devenit neperformante, si au fost incadrate, majoritatea, sub-standard sau chiar pierdere. Per ansamblu, creditele incadrate in categoria substandard au urcat, in Romania, de la 1,2 mld. euro, in 2007, la 1,7 mld. euro, in 2008, iar cele neperformante aproape ca si-au dublat valoarea, de la 309 mil. euro la 532 mil. euro. Asta genereaza, in consecinta, cresterea primelor de risc, care se aduna atunci cand se calculeaza dobanda la creditele dintre tari. Ceea ce, in mod evident, nu conduce la diminuarea dobanzilor bancare, ci dimpotriva.